Track over 60 years of American housing prices and affordability metrics. Analyze whether the US housing market is overvalued, undervalued, or fairly priced using FRED MSPUS data, Census Bureau income data, and price-to-income ratios.
Our tracker analyzes median home prices from 1963 to present, comparing them against median household incomes to calculate the price-to-income ratio. We classify markets as overvalued when the ratio exceeds 15% above the 2003–2019 pre-pandemic baseline.
Explore reported 2024 ACS owner-occupied home values and household incomes for all 50 states and DC, released 2025-09-11. The state map compares same-year ACS ratios with the ACS national benchmark, not national new-home sale prices. Reported annual state trends cover 2010–2019 and 2021–2024.